Protect yourself from hail damage - KWWL - Eastern Iowa Breaking News, Weather, Closings

Protect yourself from hail damage

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WATERLOO (KWWL) -

Hail damage can be inevitable living in the Midwest.

Because of this, advisers say don't skimp out on your insurance.

"The basic $20 a month policy is usually just liability coverage," says broker Steve Sinnott. "It only protects you if you hit someone else."

So if you don't want ice balls pelting your car to be your fault, Sinnott says you need to take a closer look at your policy.

"A lot of times people will call and say Steve, I'm just calling to check, I'm wondering if I have any coverage for hail, and sometimes we have to break the bad news."

And if you're thinking about slighting the insurance company, Sinnott says that's not such a good idea.

"They're generally smarter than we are."

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