Cedar Valley employers gather for answers on health care - KWWL - Eastern Iowa Breaking News, Weather, Closings

Cedar Valley employers gather for answers on health care

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Cedar Valley employers and consumers gathered at the Cedar Falls Council chambers Tuesday morning trying to find answers to their many health care questions.

Commissioner of Insurance Nick Gerhart made a presentation on the Iowa Health Insurance Marketplace. It was aimed toward clearing up confusion about the Affordable Care Act (ACA), and helping people understand what changes are really being made and what steps to take next.

Gerhart said a lot of folks ask the same question: Does this apply to me? Some wonder if they can stay with the same doctor while others just have the general inquiry of where to get help.

He said first, ask yourself a few questions:

  • Are you insured?

If not, you are now required to be under the new law.

  • Are you on Medicaid or Medicare?

If so, the ACA does not apply to you.

  • Are you currently on the Iowa Wellness Plan?

The Iowa Wellness Plan will be gone at the end of 2013, requiring a change in coverage plans.

Gerhart said there are several things people can do now as we approach open enrollment:

  • Subscribe to get updates and reminders
  • Plan your budget, learn about coverage and gather your information

Then, starting Oct. 1, you can:

  • Apply by filling out the Marketplace application on healthcare.gov
  • Compare coverage options
  • Enroll in a plan or program

1-800-318-2596 is another resource for ACA information. Representatives can answer questions about coverage plans and options.

The first open enrollment period to sign up for healthcare is Oct. 1 through March 31, 2014.

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